CHECK an individual's credit habits to gain insight into their habits. CREDIT access provides present and previous employment, tradelines, collections, public records, child support history and inquiry information. SCREEN applicants against the The Office of Foreign Assets Control (OFAC) database.
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Equifax
Credit Profile ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada
DTECUsing just a Social Security number, DTEC searches the nationwide Equifax database of consumer files returning any matching individuals
Support for US and Canada
Fraud AdvisorIdentify, rank order and translate risk potential while verifying consumer ID.
ID ReportSearch for skipped acounts, former employees and beneficiaries without a social.
Support for US and Canada
Experian
Credit Profile ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
FACS+Indentify potential fraudulent activity with alerts when an applicant's data is cautious, high-risk or non-residential.
Experian Authentication
Authentication Solutions Level 1This product can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria.
Authentication Solutions Level 2This product is a credit enhanced version of Level 1 that can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria. This version also checks Experian's national credit database
Trans Union
Credit ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada
Fraud ID-TectVerification tool designed to prevent application fraud and determine the validity of personal information.
ID Search, ID ReportDelivers personal information including name, address, aliases, SIN, Employment, Date of Birth, and phone number from just a name or social.
Support for US and Canada
Total IDThis report provides comprehensive identity verification and application analysis to prevent fraud.
Bank Account and Check History
Searches(Additional Data Sources)
2 Credit Bureau Header SearchThis Search provides access to credit header records from the credit bureaus and returns current address and telephone information.
Bankruptcies, Liens and JudgmentsManage risk utilizing this database when granting credit. This database can also be used for fraud detection as well as identity validation. The Bankruptcies, Liens, and Judgements database includes records obtained from the final bankruptcies, liens, and judgements found in court records.
Bankruptcy SearchProvides most current search nationwide for bankruptcy filings on a person or business within just 2 days of a filing and returns Trustee, attorney for filer, assets, liabilities, chapter, date of creditors meeting and disposition.
Property SearchDetails from a deed or assessor
UCC SearchDetails from a loan made by a corporation. This includes items used for collateral.
Merge
MicroMerge Credit Profile ReportMerge data from all 3 bureaus to create a Credit Profile Report in an easy to read format.