CHECK an individual's credit habits to gain insight into their habits. CREDIT access provides present and previous employment, tradelines, collections, public records, child support history and inquiry information. SCREEN applicants against the The Office of Foreign Assets Control (OFAC) database.
View All Credit Products
Equifax
Credit Profile ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada
DTEC
Using just a Social Security number, DTEC searches the nationwide Equifax database of consumer files returning any matching individuals
Support for US and Canada
Fraud Advisor
Identify, rank order and translate risk potential while verifying consumer ID.
ID Report
Search for skipped acounts, former employees and beneficiaries without a social.
Support for US and Canada
Experian
Credit Profile ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
FACS+
Indentify potential fraudulent activity with alerts when an applicant's data is cautious, high-risk or non-residential.
Experian Authentication
Authentication Solutions Level 1This product can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria.
Authentication Solutions Level 2
This product is a credit enhanced version of Level 1 that can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria. This version also checks Experian's national credit database
Trans Union
Credit ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada
Fraud ID-Tect
Verification tool designed to prevent application fraud and determine the validity of personal information.
ID Search, ID Report
Delivers personal information including name, address, aliases, SIN, Employment, Date of Birth, and phone number from just a name or social.
Support for US and Canada
Total ID
This report provides comprehensive identity verification and application analysis to prevent fraud.
Bank Account and Check History
Searches(Additional Data Sources)
2 Credit Bureau Header SearchThis Search provides access to credit header records from the credit bureaus and returns current address and telephone information.
Bankruptcies, Liens and Judgments
Manage risk utilizing this database when granting credit. This database can also be used for fraud detection as well as identity validation. The Bankruptcies, Liens, and Judgements database includes records obtained from the final bankruptcies, liens, and judgements found in court records.
Bankruptcy Search
Provides most current search nationwide for bankruptcy filings on a person or business within just 2 days of a filing and returns Trustee, attorney for filer, assets, liabilities, chapter, date of creditors meeting and disposition.
Property Search
Details from a deed or assessor
UCC Search
Details from a loan made by a corporation. This includes items used for collateral.
Merge
MicroMerge Credit Profile ReportMerge data from all 3 bureaus to create a Credit Profile Report in an easy to read format.