Automotive
Credit Reports
Sub-Prime Reports
Banking Header Report
Verify Applicant
Driver's License Search
Employment Verification
NADA Vehicle Pricing
Prescreening
Decisioning
Indirect Lending
Web Application
Features

ACCELERATE automotive lending with end-to-end instant decisioning.  DRIVE smart decisions with access to over 100 data sources.  ELIMINATE gray areas.  ANSWER the needs of a changing market with sub-prime reporting.

Why drive automotive lending with a web based solution?
SARMA Data Systems is your vehicle to a seamless end-to-end online lending solution. This platform independent, easily scalable and software free ideology offers an unsurpassed economical approach to automotive lending. There is no longer a need to hassle with dinosaur mainframe solutions.
Types of Data
Type Description & Products
Credit Reports SARMA Data Systems has instant access to both consumer and commercial credit bureaus. In addition to serving both individuals and businesses, your business can also access sub-prime reports to make decisions when little or no credit history is available.
Sub-Prime Reports With sub-prime reports, data can still be obtained on individuals with little or no credit history. These reports search public records, civil filings, utility history and banking history, e.g., bounced checks and NSFs.
Verify Applicant Verification of application data, ID, employment, bank accounts or trade lines is simple with our instant and full-service products. At a minimum, federal law requires that applications be checked against the OFAC database. This database is used to determine if the indiviudal is wanted or associated with a terrorist organizations.
Trade-In Assessment This site also offers direct access to NADA. With the NADA Vehicle Pricing product, trade-in value, retail value and other information can be obtained in seconds.
Decisioning Prescreening and decisioning levels can be set up in seconds to fully automate your lending process. These two features combined with our Web Application eliminate costly reports, allow direct to consumer applications and overall save time and money.
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