Identify, rank order and translate risk potential while verifying consumer ID.
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EQUIFAX
P O BOX 740241
ATLANTA GA
303740241
8006851111
Date Reported:
5/19/2003 |
Personal Information
| Name: |
DOE JANE |
Date of Birth: |
5/2/1900 |
| SSN: |
000-00-0000 |
Phone: |
|
| On File Since: |
5/2/1900 |
|
| Address: |
45231 ANYSTREET RD |
|
ANYCITY ST |
| Reported On: |
2/1/1900 |
|
| Address: |
701 ANYSTREET |
|
ANYCITY ST, 12345 |
| Reported On: |
4/1/1900 |
|
| Address: |
HUD ANYSTREET |
|
ANYCITY ST, 12345 |
| Reported On: |
11/1/1900 |
|
Employment Information
| Company Name: |
PFDQGHUVRQ LQF |
Occupation: |
|
| Date Hired: |
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Separation Date: |
|
| Income: |
|
|
| Company Name: |
EUXQVZLFN FRXQW |
Occupation: |
|
| Date Hired: |
|
Separation Date: |
|
| Income: |
|
|
| Company Name: |
XV DUPB |
Occupation: |
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| Date Hired: |
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Separation Date: |
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| Income: |
|
|
Report Summary
| Total # of Trades: |
6 |
| Current Trades: |
3 |
| Unrated Trades: |
0 |
| Curr Neg Trades: |
3 |
| Hist Neg Trades: |
3 |
| No. of Accts Paid: |
1 |
| Curr Past Due: |
0 |
| Amount Past Due: |
$0 | |
| 30 Days: |
0 |
| 60 Days: |
0 |
| 90+ Days: |
0 |
| Inquiries: |
11 |
| Inq. last 6 mnths: |
6 |
| Public Records: |
0 |
| Collections: |
0 |
| Oldest Trade: |
10/1900 | |
| Accounts Balance: |
$1,185 |
| Mnthly Payment: |
$238 |
| Credit Limit: |
$8,868 |
| High Credit: |
$8,868 |
| Total Real Est. Bal.: |
$0 |
| Total Rev. Bal.: |
$0 |
| Tot. Installment Bal.: |
$1,185 |
| Available %: |
100 | |
Scorecards
| Scorecard: |
EDAS |
| Score: |
605 |
| Reasons: |
NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC
RECORD ITEMS |
|
|
|
NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT |
|
|
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NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS |
|
|
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NUMBER OF PERSONAL LOAN FINANCE INQUIRIES - LAST 24 MONTHS |
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| Scorecard: |
BEACON |
| Score: |
622 |
| Reasons: |
Account not paid as agreed, public record, or collection agency
filing |
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Time since delinquency is too recent or unknown |
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|
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Number of accounts with delinquency |
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|
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Amount past due on accounts |
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Trade Lines
| Firm Name/ID |
|
Opened |
|
Credit Limit |
|
Balance |
|
MoPmnt |
|
|
|
30 |
|
60 |
|
90 |
| Account Number |
|
Reported |
|
High Credit |
|
Past Due |
|
MoRep |
|
Pattern |
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|
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|
| Acct. Type |
|
KOB |
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Chargeoff |
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Orig. Amt. |
|
Date Closed |
|
Terms |
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|
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| Status |
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|
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|
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Closed Ind |
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Owner |
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| Narratives |
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| ANY RECV/0000000000 |
|
5/1/1995 |
|
$1,658 |
|
$935 |
|
$150 |
|
|
|
- |
|
- |
|
- |
| 0000000000 |
|
4/1/2003 |
|
$1,658 |
|
$0 |
|
- |
|
- |
| Installment (fixed number of payments) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (1)Pays account as agreed |
- |
|
Individual |
|
|
|
|
| ANY COMPANY/0000000000 |
|
5/1/1995 |
|
$6,873 |
|
$250 |
|
$50 |
|
|
|
- |
|
- |
|
- |
| 0000000000 |
|
4/1/2003 |
|
$6,873 |
|
$0 |
|
- |
|
- |
| Installment (fixed number of payments) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (1)Pays account as agreed |
- |
|
Individual |
|
|
|
|
| ANY
FIRM/0000000000 |
|
2/1/1995 |
|
$789 |
|
$789 |
|
$22 |
|
|
|
- |
|
- |
|
- |
|
|
1/1/2003 |
|
$789 |
|
$789 |
|
- |
|
- |
| Revolving or Option (open-end account) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (9)Bad debt; placed for collection; skip |
- |
|
Individual |
|
| CHARGED OFF ACCOUNT |
| ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ |
|
|
| ANY FIRM/0000000000 |
|
12/1/1996 |
|
$1,143 |
|
$0 |
|
$57 |
|
|
|
0 |
|
2 |
|
9 |
|
|
1/1/2003 |
|
$1,143 |
|
$0 |
|
- |
|
- |
| Revolving or Option (open-end account) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (9)Bad debt; placed for collection; skip |
- |
|
Maker |
|
| PAID ACCOUNT / ZERO BALANCE |
| CHARGE |
|
|
| ANYBANK/0000000000 |
|
5/1/1995 |
|
$6,873 |
|
$0 |
|
$192 |
|
|
|
- |
|
- |
|
- |
| 0000000000 |
|
5/1/1998 |
|
$6,873 |
|
$0 |
|
36 |
|
- |
| Installment (fixed number of payments) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (1)Pays account as agreed |
- |
|
Individual |
|
|
|
|
| ANYBANK/0000000000 |
|
10/1/1994 |
|
$337 |
|
$0 |
|
$38 |
|
|
|
- |
|
- |
|
- |
|
|
11/1/1996 |
|
$337 |
|
$0 |
|
- |
|
- |
| Revolving or Option (open-end account) |
|
|
|
0 |
|
0 |
|
- |
|
- |
| (9)Bad debt; placed for collection; skip |
- |
|
Individual |
|
|
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Inquiries
| Date |
Subscriber Name |
Subscriber # |
Amount |
| 4/21/2003 |
ANY COMPANY |
0000000000 |
|
| 4/19/2003 |
ANY COMPANY |
0000000000 |
|
| 4/19/2003 |
ANY COMPANY |
0000000000 |
|
| 2/1/2003 |
ANY COMPANY |
0000000000 |
|
| 1/4/2003 |
ANY COMPANY |
0000000000 |
|
| 11/2/2002 |
ANY COMPANY |
0000000000 |
|
| 10/25/2002 |
ANY COMPANY |
0000000000 |
|
| 10/25/2002 |
ANY COMPANY |
0000000000 |
|
| 4/9/2002 |
ANY COMPANY |
0000000000 |
|
| 4/2/2002 |
ANY COMPANY |
0000000000 |
|
| 12/4/2001 |
ANY COMPANY |
0000000000 |
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Account Detail
| Number |
Name |
Phone |
Address |
| 0000000000 |
ANY COMPANY |
|
PO BOX 00000
ANYCITY, US 12345-0000 |
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| 0000000000 |
ANY COMPANY |
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PO BOX 00000
ANYCITY, US 12345-0000 |
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| 0000000000 |
ANY COMPANY |
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PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US
12345-0000 |
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| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
|
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
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PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US
12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
0000000000 |
PO BOX 00000
ANYCITY, US 12345-0000 |
|
| 0000000000 |
ANY COMPANY |
|
PO BOX 00000
ANYCITY, US 12345-0000 |
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Warning MessagesSAFESCANNED: Your inquiry has gone through our SAFESCAN
data base.
Former Name: QOSHKXRE N RGCY
INQR Subject's SSN is
000-00-0000;year issued: 1900;state: AK
(OFAC)OFAC 0000000000 000000
Nothing to report NO MATCH FOUND IN CDC'S OFAC DATABASE.
Fraud Advisor
| Fraud Advisor Index |
5 - low fraud risk |
| Warning Code 1 for Fraud Advisor Index |
000 |
| Warning Code 2 for Fraud Advisor Index |
000 |
| Warning Code 3 for Fraud Advisor Index |
000 |
| Warning Code 4 for Fraud Advisor Index |
000 |
| Reject Code |
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