GEOCODE Report Sample

Access geographical information in addition to a Credit Profile report.

EXPERIAN GEOCODE Report
EXPERIAN
701 Experian Parkway P.O.Box 2002
Allen, TX 75013-0036
1-888-397-3792
Date Reported: 6/18/2001

Personal Information

Name: JOHN P DOE Date of Birth: 1960

SSN: 000-00-0000 Phone:

On File Since:

Address: 5 ANYSTREET AVE

ANYCITY ST, 12345

Reported On: 8/1/1999

Reported via A/R tape

Address: 7 ANYSTREET APT 5S

ANYCITY ST, 12345

Reported On: 6/1/1999

Reported via A/R tape, but different from inquiry

Address: 7 ANYSTREET AVE

ANYCITY ST, 12345

Reported On: 5/1/1999

Reported via Inquiry, but different from inquiry

Geo Code

Address Indicator:		ZIP Code:
GEO Status:		Block Group Status:	6
Census Tract Status:	007100	MSA Code:
State Code:		County Code:	119
Census Tract Code:		Census Tract Suffix:
Block Code:
Latitude:		Longitude:
Street Number:		Street Name:
Street Type / Direction:		City:
State:
Return Code #1:
Return Code #2:
Return Code #3:
Return Code #4:
Micro-Vision Code:		Micro-Vision Return Code:
Address Indicator:		ZIP Code:
GEO Status:		Block Group Status:	6
Census Tract Status:	007100	MSA Code:
State Code:		County Code:	119
Census Tract Code:		Census Tract Suffix:
Block Code:
Latitude:		Longitude:
Street Number:		Street Name:
Street Type / Direction:		City:
State:
Return Code #1:
Return Code #2:
Return Code #3:
Return Code #4:
Micro-Vision Code:		Micro-Vision Return Code:
Address Indicator:		ZIP Code:
GEO Status:		Block Group Status:	0
Census Tract Status:	007000	MSA Code:
State Code:		County Code:	119
Census Tract Code:		Census Tract Suffix:
Block Code:
Latitude:		Longitude:
Street Number:		Street Name:
Street Type / Direction:		City:
State:
Return Code #1:
Return Code #2:
Return Code #3:
Return Code #4:
Micro-Vision Code:		Micro-Vision Return Code:

Report Summary

Total # of Trades:	2
Current Trades:	2
Unrated Trades:
Curr Neg Trades:	0
Hist Neg Trades:	0
No. of Accts Paid:	0
Curr Past Due:	-1
Amount Past Due:	$0

30 Days:	0
60 Days:	0
90+ Days:	0
Inquiries:	5
Inq. last 6 mnths:	4
Public Records:	0
Collections:
Oldest Trade:	5/1/1999

Accounts Balance:	$14,974
Mnthly Payment:	$418
Credit Limit:	$1,560
High Credit:	$24,358
Total Real Est. Bal.:	$0
Total Rev. Bal.:	$1,044
Tot. Installment Bal.:	$13,930
Available %:	33

Scorecards

Scorecard:	Experian/Fair, Isaac Model
Score:	697
Reasons:	Length of time accounts have been established


	Proportion of balance to high credit on bank revolving or all revolving accounts


	Current balances on accounts


	Number of recent inquiries

Scorecard:	New National Risk Model
Score:	94
Reasons:	Existing balances on accounts


	Number of credit inquiries


	Average age of accounts


	Balance to limit ratios on accounts

Scorecard:	Experian/MDS Bankruptcy Model
Score:	431
Reasons:	Ratio of balances to total credit limit on all accounts


	Age of oldest reported account


	Ratio of bank revolving balances to credit limits or lack of bank revolving account information


	Presence of recent inquiries

Scorecard:	Experian/Fair, Isaac Bankcard Model
Score:	693
Reasons:	Length of time accounts have been established


	Proportion of balance to high credit on bank revolving or all revolving accounts


	Current balances on accounts


	Number of recent inquiries

Scorecard:	Experian/Fair, Isaac Installment Model
Score:	673
Reasons:	Length of time accounts have been established


	Proportion of current loan balance to original loan amount


	Proportion of balance to high credit on bank revolving or all revolving accounts


	Current balance on revolving accounts

Public Records

Record Type	Date Reported	Member Number	Amount
Court Type	Date Paid	Plaintiff	Assets
Docket	ACC Designator	Attorney	Liability
Industry
Public Record Disposition

Judgment	10/1/1999	-	$789
	-	-	-
98643314	Individual	-	-




Judgment	10/1/1999	-	$1,500
	-	-	-
986146	Individual	-	-

Trade Lines

Firm Name/ID	Opened	Credit Limit	Balance	MoPmnt		30	60	90
Account Number	Reported	High Credit	Past Due	MoRep	Pattern
Acct. Type	KOB	Chargeoff	Orig. Amt.	Date Closed	Terms
Status				Closed Ind	Owner
Narratives

	2/1/1999	-	$5,845	-		0	0	0
55784	10/1/2000	$5,845	-	26	-
Installment		-	5845	-	Unknown
(93)Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department.				-	Individual



	10/1/1999	-	$2,596	-		0	0	0
76415	10/1/2000	$2,596	-	18	-
Installment		-	2596	-	Unknown
(93)Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department.				-	Individual



	10/1/1999	-	$245	-		0	0	0
76461	10/1/2000	$245	-	18	-
Installment		-	245	-	Unknown
(93)Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department.				-	Individual



	10/1/1993	-	$150	-		0	0	0
7641	10/1/2000	$150	-	99	-
Installment		-	150	-	Unknown
(93)Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department.				-	Individual



RITTIGARD FINANCE NA/1672044	12/1/2000	-	$13,930	$398		0	0	0
1016	4/6/2001	$15,522	-	1	C
Installment	Sales Financing Company	-	15522	-	39
(11)This is an account in good standing.				-	Individual



CITIBANK MASTERCARD/1240000	5/1/1999	$1,560	$1,044	$20		0	0	0
54241801	3/28/2001	-	-	23	CCCCCCCCCCCCCCCCCCCCCCC
Revolving	Bank Credit Card	-	-	-	Revolving
(11)This is an account in good standing.				-	Individual

Inquiries

Date	Subscriber Name	Subscriber #	Amount
2/26/2001	HORIZON MORTG SERVICES	2970199	Unknown amount
12/6/2000	RITTIGARD CAR FINANCE INC	1672096	Unknown amount

Warning Messages

FACS+ Message: Inquiry address message

FACS+ Message Text: CKPT: BUSINESS SERVICE ON FACS+ FILE/JOHNS NOT SO GOOD SCORCHED EARTH/5 EAST AVE/ANY FAKE TOWN IL 60750/897.555.1336

FACS+ SOCIAL COUNTER: Social has been used 2 times since 1/1/2001

FACS+ SOCIAL ERROR: Indicates that no error conditions occured

FACS+ ADDRESS COUNTER: Address has been used 6 times since 1/1/2001

FACS+ ADDRESS ERROR: Indicates that no error conditions occured

FACS+ POSSIBLE YEARS ISSUED SSN: 1999-1996

Inquiry address idefinfied as non-residential

Onfile address idefinfied as non-residental

FACS+ Message: Onfile address message

FACS+ Message Text: CKPT: TRADE CONTRACTOR-SPECIAL TRADE ON FACS+ FILE/BULLWINKLE ELECTRIC SERVICE/7 EAST AVE/ANY FAKE TOWN IL 60750

FACS+ Message: Onfile address message

FACS+ Message Text: CKPT: AUTOMOBILE SERVICE ON FACS+ FILE/LOL AUTOMOTIVE SERVICES INC./7 5TH AVE/ANY FAKE TOWN IL 60750/897.555.1818

Reported via A/R tape, but different from inquiry

Reported via Inquiry, but different from inquiry