Sample Report
Access geographical information in addition to a Credit Profile report.


EQUIFAX
PO Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Date Reported: 5/19/2003

Personal Information

Name: JANE DOE Date of Birth: 5/2/1900
SSN: 000-00-0000 Phone:
On File Since: 5/2/1900
Address: 45231 ANYSTREET RD
ANYCITY ST
Reported On: 2/1/1900
Address: 701 ANYSTREET
ANYCITY ST, 12345
Reported On: 4/1/1900
Address: 123 ANYSTREET
ANYCITY ST, 54321
Reported On: 11/1/1900

Employment Information

Company Name: PFDQGHUVRQ LQF Occupation:
Date Hired: Separation Date:
Income:

Company Name: EUXQVZLFN FRXQW Occupation:
Date Hired: Separation Date:
Income:

Company Name: XV DUPB Occupation:
Date Hired: Separation Date:
Income:

Geo Code

Address Indicator: Inq Current (the inquiry is about the current address) ZIP Code: 12345
GEO Status: Block Group Status:
Census Tract Status: MSA Code:
State Code: County Code:
Census Tract Code: Census Tract Suffix:
Block Code:
Latitude: Longitude:
Street Number: 00000 Street Name: ANYSTREET
Street Type / Direction: RD City: ANYCITY
State: ST
Return Code #1: GEO info not found - ZIP missing or zeros
Return Code #2: No match of block group
Return Code #3: No match of census track
Return Code #4: No match of enumeration district
Micro-Vision Code: Micro-Vision Return Code:

Report Summary

Total # of Trades: 6
Current Trades: 3
Unrated Trades: 0
Curr Neg Trades: 3
Hist Neg Trades: 3
No. of Accts Paid: 1
Curr Past Due: 0
Amount Past Due: $0
30 Days: 0
60 Days: 0
90+ Days: 0
Inquiries: 11
Inq. last 6 mnths: 6
Public Records: 0
Collections: 0
Oldest Trade: 10/1/1994
Accounts Balance: $1,185
Mnthly Payment: $238
Credit Limit: $8,868
High Credit: $8,868
Total Real Est. Bal.: $0
Total Rev. Bal.: $0
Tot. Installment Bal.: $1,185
Available %: 100

Scorecards

Scorecard: EDAS
Score: 605
Reasons: NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS
NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT
NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS
NUMBER OF PERSONAL LOAN FINANCE INQUIRIES - LAST 24 MONTHS

Scorecard: BEACON
Score: 622
Reasons: Account not paid as agreed, public record, or collection agency filing
Time since delinquency is too recent or unknown
Number of accounts with delinquency
Amount past due on accounts

Trade Lines

Firm Name/ID Opened Credit Limit Balance MoPmnt 30 60 90
Account Number Reported High Credit Past Due MoRep Pattern
Acct. Type KOB Chargeoff Orig. Amt. Date Closed Terms
Status Closed Ind Owner
Narratives
ANYCOMPANY/0000000000 5/1/1995 $1,658 $935 $150 - - -
0000000000 4/1/2003 $1,658 $0 - -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual
ANYCOMPANY/0000000000 5/1/1995 $6,873 $250 $50 - - -
0000000000 4/1/2003 $6,873 $0 - -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual
ANYCOMPANY/0000000000 2/1/1995 $789 $789 $22 - - -
1/1/2003 $789 $789 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ
ANYCOMPANY/0000000000 12/1/1996 $1,143 $0 $57 0 2 9
1/1/2003 $1,143 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Maker
PAID ACCOUNT / ZERO BALANCE
CHARGE
ANYCOMPANY/0000000000 5/1/1995 $6,873 $0 $192 - - -
0000000000 5/1/1998 $6,873 $0 36 -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual
ANYCOMPANY/0000000000 10/1/1994 $337 $0 $38 - - -
11/1/1996 $337 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual

Inquiries

Date Subscriber Name Subscriber # Amount
4/21/2003 ANYCOMPANY 0000000000
4/19/2003 ANYCOMPANY 0000000000
4/19/2003 ANYCOMPANY 0000000000
2/1/2003 ANYCOMPANY 0000000000
1/4/2003 ANYCOMPANY 0000000000
11/2/2002 ANYCOMPANY 0000000000
10/25/2002 ANYCOMPANY 0000000000
10/25/2002 ANYCOMPANY 0000000000
4/9/2002 ANYCOMPANY 0000000000
4/2/2002 ANYCOMPANY 0000000000
12/4/2001 ANYCOMPANY 0000000000

Warning Messages

Former Name: QOSHKXRE N RGCY


EQUIFAX
PO Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Date Reported: 5/19/2003

Personal Information

Name: JANE DOE Date of Birth:
SSN: Phone:
On File Since: 2/2/2003
Address: 45231 ANYSTREET RD
ANYCITY ST
Reported On: 2/1/2003

Geo Code

Address Indicator: Inq Current (the inquiry is about the current address) ZIP Code: 12345
GEO Status: Block Group Status:
Census Tract Status: MSA Code:
State Code: County Code:
Census Tract Code: Census Tract Suffix:
Block Code:
Latitude: Longitude:
Street Number: 45321 Street Name: ANYSTREET
Street Type / Direction: RD City: ANYCITY
State: ST
Return Code #1: GEO info not found - ZIP missing or zeros
Return Code #2: No match of block group
Return Code #3: No match of census track
Return Code #4: No match of enumeration district
Micro-Vision Code: Micro-Vision Return Code:

Report Summary

Total # of Trades: 2
Current Trades: 0
Unrated Trades: 0
Curr Neg Trades: 2
Hist Neg Trades: 2
No. of Accts Paid: 0
Curr Past Due: 0
Amount Past Due: $0
30 Days: 0
60 Days: 0
90+ Days: 0
Inquiries: 0
Inq. last 6 mnths: 0
Public Records: 0
Collections: 0
Oldest Trade: 2/1/1900
Accounts Balance: $0
Mnthly Payment: $0
Credit Limit: $0
High Credit: $0
Total Real Est. Bal.: $0
Total Rev. Bal.: $0
Tot. Installment Bal.: $0
Available %: 0

Scorecards

Scorecard: EDAS
Score: 605
Reasons: NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS
NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT
NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED
NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS

Scorecard: BEACON
Score: 593
Reasons: Account not paid as agreed, public record, or collection agency filing
Too few accounts currently paid as agreed
Time since delinquency is too recent or unknown
Amount past due on accounts

Trade Lines

Firm Name/ID Opened Credit Limit Balance MoPmnt 30 60 90
Account Number Reported High Credit Past Due MoRep Pattern
Acct. Type KOB Chargeoff Orig. Amt. Date Closed Terms
Status Closed Ind Owner
Narratives
ANYCOMPANY/0000000000 2/1/1900 $789 $789 $22 - - -
2/1/2003 $789 $789 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ
ANYCOMPANY/0000000000 12/1/1900 $1,143 $0 $57 - - -
2/1/2003 $1,143 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Maker
PAID ACCOUNT / ZERO BALANCE
CHARGE

Warning Messages